New Hampshire Income Tax Calculator 2026
See your New Hampshire take-home pay and effective tax rate in 60 seconds.
- This state uses a simplified estimate: a single rate schedule applied to gross income less the standard deduction and personal exemption. Local income taxes, mandatory state payroll contributions, retirement income exclusions, credits, and state-specific adjustments are not modeled.
Estimated federal and state take-home pay based on the information entered. Local taxes, state payroll programs, employer benefits, itemized deductions, tax credits, and special state adjustments may not be included. Tax year 2026. New Hampshire figures last verified June 12, 2026 — see sources below.
Worked example: A single filer earning $85,000 in New Hampshire
A New Hampshire resident earning $85,000 pays $0 in state income tax, because New Hampshire has no state income tax. The only mandatory withholdings are federal income tax and FICA, both shown in the calculator above.
Assumes a single filer taking the standard treatment. Figures are educational estimates.
How New Hampshire taxes income
New Hampshire is one of the states with no broad personal income tax. Wages earned by New Hampshire residents are not taxed at the state level — only federal income tax and FICA (Social Security and Medicare) apply.
Because there is no state income tax to calculate, the figure that matters most for New Hampshire workers is take-home pay after federal taxes. New Hampshire typically relies on sales and property taxes instead of an income tax to fund state services.
2026 rate structure
New Hampshire does not levy a state income tax on wage income.
Retirement income & Social Security
New Hampshire has no state income tax, so retirement income — pensions, 401(k) and IRA distributions, and Social Security — is not taxed at the state level.
Local taxes & reciprocity
New Hampshire has no state or local income tax on wages.
Reciprocity: New Hampshire has no income tax reciprocity agreements. If you work across state lines, you generally file a non-resident return where you work and claim a credit to avoid double taxation.
Notable deductions, credits & other taxes
Deductions & credits
- No state income tax — no state-level income deductions or credits apply to wage income
Capital gains: New Hampshire does not tax wages or capital gains. Its tax on interest and dividends has been repealed (fully phased out), so investment income is no longer taxed at the state level.
Property tax: Property taxes in New Hampshire are assessed and collected locally, so effective rates vary widely by county and municipality. Check your county assessor or the New Hampshire Department of Revenue Administration for local rates.
New Hampshire vs. neighboring states
New Hampshire's lack of an income tax is a meaningful advantage over neighbors that do tax wages. Workers near the border with Massachusetts, Maine, Vermont sometimes weigh where they live and work because of it. Keep in mind that no-income-tax states often have higher sales or property taxes to compensate.
New Hampshire state tax FAQs
What is the New Hampshire state income tax rate for 2026?
New Hampshire has no state income tax. Wages are not taxed at the state level — only federal income tax and FICA apply.
Does New Hampshire tax retirement income or Social Security?
No. New Hampshire has no state income tax, so neither retirement income nor Social Security benefits are taxed at the state level.
How are capital gains taxed in New Hampshire?
New Hampshire does not tax wages or capital gains. Its tax on interest and dividends has been repealed (fully phased out), so investment income is no longer taxed at the state level.
Is there a local or city income tax in New Hampshire?
New Hampshire has no state or local income tax on wages.
If I live in New Hampshire but work in another state, do I owe income tax?
You owe no income tax to New Hampshire (it has none), but you may owe income tax to the state where you actually work. You would typically file a non-resident return in that work state.
Sources & verification
Last verified June 12, 2026.