State Tax Estimate Calculator

2026 · OBBBA SALT cap $40,400 MFJ · Reciprocity rules · All 50 states · Live vs work state

Looking for your state's dedicated 2026 calculator? Jump to all 50 states + DC ↓
Income & Filing
Adjusted gross income (AGI)
$
After federal above-the-line deductions
Filing status
State Situation
State you LIVE in
State you WORK in
Federal SALT Deduction (2026 OBBBA)
The OBBBA raised the SALT cap to $40,400 for 2026 — the same whether you file single or jointly (married filing separately is half, $20,200). Applies for 2025–2029.
Property taxes paid
$
Real estate taxes on your home
State & local income taxes paid
$
From W-2 box 17 or estimated payments
Mortgage interest
$
For itemized deduction comparison
Charitable contributions
$
State Tax Summary
Illinois (residence)$4,950
Total state tax owed$4,950
Effective state rate: 4.95%
Quick estimate only. This calculator may not include all state deductions, exemptions, credits, local taxes, county taxes, city taxes, or reciprocity rules. Not exact tax liability.
2026 SALT Deduction (Federal)
Property + state taxes$11,000
2026 SALT cap (Single)$40,400
SALT deduction applied$11,000
Standard vs Itemized (Federal)
Standard
$16,100
Itemized ✅
$25,000
You should itemize — adds $8,900 more deductions than the standard deduction. Actual tax savings = this amount × your marginal rate.

Pick your state

Dedicated 2026 calculators for all 50 states + DC — brackets, rates, retirement treatment, and take-home pay. New states are going live on a rolling basis.

AlabamaLive
Graduated 2%–5%
AlaskaLive
No income tax
ArizonaLive
Flat 2.5%
ArkansasLive
Graduated 2%–4.4%
CaliforniaLive
Graduated 1%–13.3%
ColoradoLive
Flat 4.4%
ConnecticutLive
Graduated 3%–6.99%
DelawareLive
Graduated 0%–6.6%
FloridaLive
No income tax
GeorgiaLive
Flat 4.99%
HawaiiLive
Graduated 1.4%–11%
IdahoLive
Flat 5.8%
IllinoisLive
Flat 4.95%
IndianaLive
Flat 2.95% + county
IowaLive
Graduated 4.4%–5.7%
KansasLive
Graduated 3.1%–5.7%
KentuckyLive
Flat 3.5% + local
LouisianaLive
Flat 3%
MaineLive
Graduated 5.8%–7.15%
MarylandLive
Graduated 2%–5.75% + county
MassachusettsLive
Flat 5% (+4% surtax)
MichiganLive
Flat 4.25% + city
MinnesotaLive
Graduated 5.35%–9.85%
MississippiLive
Graduated 0%–4%
MissouriLive
Graduated 1.5%–4.95%
MontanaLive
Graduated 4.7%–5.9%
NebraskaLive
Graduated 2.46%–5.84%
NevadaLive
No income tax
New HampshireLive
No income tax
New JerseyLive
Graduated 1.4%–10.75%
New MexicoLive
Graduated 1.7%–5.9%
New YorkLive
Graduated 4%–10.9% + NYC/Yonkers
North CarolinaLive
Flat 3.99%
North DakotaLive
Graduated 1.1%–2.9%
OhioLive
Graduated 0%–3.99% + municipal
OklahomaLive
Graduated 0.25%–4.75%
OregonLive
Graduated 4.75%–9.9%
PennsylvaniaLive
Flat 3.07% + local
Rhode IslandLive
Graduated 3.75%–5.99%
South CarolinaLive
Graduated 0%–6.4%
South DakotaLive
No income tax
TennesseeLive
No income tax
TexasLive
No income tax
UtahLive
Flat 4.65%
VermontLive
Graduated 3.35%–8.75%
VirginiaLive
Graduated 2%–5.75%
WashingtonLive
No income tax
Washington DCLive
Graduated 4%–10.75%
West VirginiaLive
Graduated 2.36%–5.12%
WisconsinLive
Graduated 3.54%–7.65%
WyomingLive
No income tax

Popular take-home pay examples

See exact 2026 after-tax pay for a common salary in these states.

California — $120,000 take-home →Texas — $100,000 take-home →New York — $80,000 take-home →