Washington Income Tax Calculator 2026
See your Washington take-home pay and effective tax rate in 60 seconds.
- Washington's 7% capital gains excise tax on long-term gains above the indexed standard deduction is not calculated.
- WA Cares premiums are shown for everyone; if you obtained an approved exemption they do not apply to you.
- Paid Family and Medical Leave premium rates are reset annually and the employer/employee split varies by employer size.
Estimated federal and state take-home pay based on the information entered. Local taxes, state payroll programs, employer benefits, itemized deductions, tax credits, and special state adjustments may not be included. Tax year 2026. Washington figures last verified June 12, 2026 — see sources below.
Worked example: A single filer earning $85,000 in Washington
A Washington resident earning $85,000 pays $0 in state income tax, because Washington has no state income tax. The only mandatory withholdings are federal income tax and FICA, both shown in the calculator above.
Assumes a single filer taking the standard treatment. Figures are educational estimates.
How Washington taxes income
Washington is one of the states with no broad personal income tax. Wages earned by Washington residents are not taxed at the state level — only federal income tax and FICA (Social Security and Medicare) apply.
Because there is no state income tax to calculate, the figure that matters most for Washington workers is take-home pay after federal taxes. Washington typically relies on sales and property taxes instead of an income tax to fund state services.
2026 rate structure
Washington does not levy a state income tax on wage income.
Retirement income & Social Security
Washington has no state income tax, so retirement income — pensions, 401(k) and IRA distributions, and Social Security — is not taxed at the state level.
Local taxes & reciprocity
Washington has no state or local income tax on wages.
Reciprocity: Washington has no income tax reciprocity agreements. If you work across state lines, you generally file a non-resident return where you work and claim a credit to avoid double taxation.
Notable deductions, credits & other taxes
Deductions & credits
- No state income tax — no state-level income deductions or credits apply to wage income
Capital gains: Washington has no tax on wage income, but it levies a 7% excise tax on long-term capital gains above an annual threshold (about $270,000, indexed). Most ordinary wage earners are unaffected, but large investment gains can be taxed.
Property tax: Property taxes in Washington are assessed and collected locally, so effective rates vary widely by county and municipality. Check your county assessor or the Washington Department of Revenue for local rates.
Washington vs. neighboring states
Washington's lack of an income tax is a meaningful advantage over neighbors that do tax wages. Workers near the border with Idaho, Oregon sometimes weigh where they live and work because of it. Keep in mind that no-income-tax states often have higher sales or property taxes to compensate.
Washington state tax FAQs
What is the Washington state income tax rate for 2026?
Washington has no state income tax. Wages are not taxed at the state level — only federal income tax and FICA apply.
Does Washington tax retirement income or Social Security?
No. Washington has no state income tax, so neither retirement income nor Social Security benefits are taxed at the state level.
How are capital gains taxed in Washington?
Washington has no tax on wage income, but it levies a 7% excise tax on long-term capital gains above an annual threshold (about $270,000, indexed). Most ordinary wage earners are unaffected, but large investment gains can be taxed.
Is there a local or city income tax in Washington?
Washington has no state or local income tax on wages.
If I live in Washington but work in another state, do I owe income tax?
You owe no income tax to Washington (it has none), but you may owe income tax to the state where you actually work. You would typically file a non-resident return in that work state.
Sources & verification
Last verified June 12, 2026.