Estimate your 2026 Child Tax Credit, Additional (refundable) CTC, Credit for Other Dependents, the Child & Dependent Care Credit, an EITC eligibility flag, and the Adoption Credit — all in one place.
🔒Private by design. No SSN, no bank login, no IRS login, no payroll password. Runs in your browser. Educational estimate only.
Household
$
Roughly your total income; drives phase-outs
$
Used for the refundable CTC & EITC
$
EITC blocked if over $11,950
Dependents
$2,200 Child Tax Credit each
$500 credit each
Child & dependent care
Under 13, or disabled
$
Counts up to $3,000 (1) / $6,000 (2+)
Adoption
Estimated 2026 credits
Nonrefundable credits
$5,000
Refundable CTC (up to)
$3,400
Child Tax Credit (2 × $2,200)$4,400
Credit for Other Dependents$0
Child & Dependent Care Credit$600
20% of $3,000 eligible expenses
Additional CTC (refundable est.)$3,400
Limited by 15% of earned income over $2,500
ℹ️ EITC: likely not eligible. Your income ($90,000) is above the ~$64,400 ceiling for your household, so the EITC likely phases out to $0.
Read before relying on these numbers. These are simplified educational estimates. The refundable Additional CTC, the care credit, and the EITC all depend on your actual tax liability and IRS phase-in/out formulas this tool approximates. EITC and adoption figures are flags, not exact credits, and several amounts are indexed annually. Confirm with the IRS instructions or a tax professional.