Answer 12 quick questions to get your 2026 Tax IQ score, your top 5 tax-saving moves, and an action checklist — organized by when to act. Nothing is stored.
🔒Private by design. No SSN, no bank login, no IRS login, no payroll password. Runs in your browser. Educational estimate only.
1. Which describe you? (select all)
2. Do you have a 401(k) or 403(b) at work?
3. Are you covered by an HSA-eligible high-deductible health plan?
4. Does your employer offer an FSA?
5. Do you have dependents?
6. Do you pay for childcare or dependent care so you can work?
7. Do you have side, gig, or 1099 income?
8. Do you have a home office?
9. Do you drive your own vehicle for business?
10. Did you have taxable stock or crypto activity this year?
11. Did you (or will you) make charitable gifts?
12. Which age range are you in?
Your Tax IQ Score
90/100
Excellent — you're capturing most opportunities
2 opportunities identified below
Your Top 5 Moves
Increase your 401(k) contribution
You're contributing some but not maxing. Each extra dollar lowers taxable income at your marginal rate.
How the score works:you start at 100 and lose points only for clearly-missed, high-value opportunities that apply to you (an unused 401(k), HSA, or FSA; untracked self-employment). It's an educational signal, not a precise measure of your tax bill.
Educational tool only — not tax, legal, or financial advice. Strategies that apply to you depend on facts this quiz doesn't capture. Confirm any move with a qualified tax professional before acting.