Arkansas Income Tax Calculator 2026
See your Arkansas state tax, effective rate, and take-home pay in 60 seconds.
- This state uses a simplified estimate: a single rate schedule applied to gross income less the standard deduction and personal exemption. Local income taxes, mandatory state payroll contributions, retirement income exclusions, credits, and state-specific adjustments are not modeled.
Estimated federal and state take-home pay based on the information entered. Local taxes, state payroll programs, employer benefits, itemized deductions, tax credits, and special state adjustments may not be included. Tax year 2026. Arkansas figures last verified July 18, 2026 — see sources below.
Worked example: A single filer earning $85,000 in Arkansas
Start with $85,000 of wages. After $2,410 in modeled state deductions/exemptions, running it up Arkansas's brackets produces about $2,689 in state income tax — an effective state rate near 3.2%, with a 3.7% marginal rate. Federal income tax and FICA are calculated separately and shown in the calculator above.
Assumes a single filer taking the standard treatment. Figures are educational estimates.
How Arkansas taxes income
Arkansas uses a graduated income tax: your income is taxed in slices, with each slice taxed at a higher rate as you move up the brackets from 0% to 3.7%.
Arkansas generally starts from your federal income, applies state-specific adjustments and deductions, and then runs the result up the brackets. Credits and exemptions can change the final number — confirm the current details with the Arkansas Department of Finance and Administration.
2026 rate structure
| Rate | Single — taxable income up to | MFJ — taxable income up to |
|---|---|---|
| 0.00% | $5,600 | $5,600 |
| 2.00% | $11,200 | $11,200 |
| 3.00% | $16,000 | $16,000 |
| 3.40% | $26,400 | $26,400 |
| 3.70% | and above | and above |
Retirement income & Social Security
Arkansas retirement income treatment varies by plan type, your age, and whether the distribution is qualifying. Many states exempt some or all 401(k), IRA and pension income for retirees, and this calculator does not model those exclusions. Check the Arkansas Department of Finance and Administration for the rules that apply to you before assuming distributions are taxable.
Local taxes & reciprocity
Arkansas has no local or city income tax — only the state income tax applies to wages.
Reciprocity: Arkansas has no income tax reciprocity agreements. If you work across state lines, you generally file a non-resident return where you work and claim a credit to avoid double taxation.
Notable deductions, credits & other taxes
Deductions & credits
- Arkansas standard deduction (about $2,410 single / $4,820 MFJ in this model — verify current amounts)
- Credit for income taxes paid to other states (for residents with out-of-state income)
- State versions of common credits — earned income, child/dependent care, and education credits — where offered
Capital gains: Arkansas has no separate capital gains rate. Capital gains included in your federal AGI are taxed as ordinary income at Arkansas's graduated rates.
Property tax: Property taxes in Arkansas are assessed and collected locally, so effective rates vary widely by county and municipality. Check your county assessor or the Arkansas Department of Finance and Administration for local rates.
Arkansas vs. neighboring states
Compared with its neighbors — Louisiana, Missouri, Mississippi, Oklahoma — Arkansas's graduated rates up to 3.7% sit within the regional range. Effective rates depend heavily on income level, deductions, and local taxes. Note that Tennessee and Texas have no income tax at all, which can matter for people living or working near the border.
Arkansas state tax FAQs
What is the Arkansas state income tax rate for 2026?
Arkansas uses graduated brackets ranging from 0% to 3.7%, with higher rates applying only to income above each threshold.
Does Arkansas tax retirement income or Social Security?
Social Security benefits are exempt from Arkansas income tax. Treatment of other retirement income depends on the plan type, your age, and whether the distribution is qualifying — many states exempt some or all of it for retirees. This calculator does not model those exclusions, so verify with the Arkansas Department of Finance and Administration rather than assuming your distributions are fully taxable.
How are capital gains taxed in Arkansas?
Arkansas has no separate capital gains rate. Capital gains included in your federal AGI are taxed as ordinary income at Arkansas's graduated rates.
Is there a local or city income tax in Arkansas?
Arkansas has no local or city income tax — only the state income tax applies to wages.
Does Arkansas have tax reciprocity with neighboring states?
Arkansas has no income tax reciprocity agreements. If you work across state lines, you generally file a non-resident return where you work and claim a credit to avoid being taxed twice.
Sources & verification
Last verified July 18, 2026.