Louisiana Income Tax Calculator 2026
See your Louisiana state tax, effective rate, and take-home pay in 60 seconds.
Estimate only. Uses 2026 federal figures, Louisianastate figures (see sources below), and a standard-deduction federal calculation. Filing status “Head of household” uses the single column for Louisiana. Your actual tax depends on credits, additional income, and adjustments.
Worked example: A single filer earning $85,000 in Louisiana
Start with $85,000 of wages. running it up Louisiana's brackets produces about $3,031 in state income tax — an effective state rate near 3.6%, with a 4.25% marginal rate. Federal income tax and FICA are calculated separately and shown in the calculator above.
Assumes a single filer taking the standard treatment. Figures are educational estimates.
How Louisiana taxes income
Louisiana uses a graduated income tax: your income is taxed in slices, with each slice taxed at a higher rate as you move up the brackets from 1.85% to 4.25%.
Louisiana generally starts from your federal income, applies state-specific adjustments and deductions, and then runs the result up the brackets. Credits and exemptions can change the final number — confirm the current details with the Louisiana Department of Revenue.
2026 rate structure
| Rate | Single — taxable income up to | MFJ — taxable income up to |
|---|---|---|
| 1.85% | $12,500 | $25,000 |
| 3.50% | $50,000 | $100,000 |
| 4.25% | and above | and above |
Retirement income & Social Security
Louisiana generally taxes retirement income such as 401(k), IRA, and pension distributions, though it may offer exclusions, deductions, or credits for certain pension or retirement income and for older taxpayers. Confirm the current exclusions with the Louisiana Department of Revenue.
Local taxes & reciprocity
Louisiana has no local or city income tax — only the state income tax applies to wages.
Reciprocity: Louisiana has no income tax reciprocity agreements. If you work across state lines, you generally file a non-resident return where you work and claim a credit to avoid double taxation.
Notable deductions, credits & other taxes
Deductions & credits
- Louisiana standard deduction and personal exemptions (verify current amounts with the Louisiana Department of Revenue)
- Credit for income taxes paid to other states (for residents with out-of-state income)
- State versions of common credits — earned income, child/dependent care, and education credits — where offered
Capital gains: Louisiana has no separate capital gains rate. Capital gains included in your federal AGI are taxed as ordinary income at Louisiana's graduated rates.
Property tax: Property taxes in Louisiana are assessed and collected locally, so effective rates vary widely by county and municipality. Check your county assessor or the Louisiana Department of Revenue for local rates.
Louisiana vs. neighboring states
Compared with its neighbors — Arkansas, Mississippi, Texas — Louisiana's graduated rates up to 4.25% sit within the regional range. Effective rates depend heavily on income level, deductions, and local taxes. Note that Texas has no income tax at all, which can matter for people living or working near the border.
Louisiana state tax FAQs
What is the Louisiana state income tax rate for 2026?
Louisiana uses graduated brackets ranging from 1.85% to 4.25%, with higher rates applying only to income above each threshold.
Does Louisiana tax retirement income or Social Security?
Social Security benefits are exempt from Louisiana income tax. For other retirement income, Louisiana generally taxes 401(k), IRA, and pension distributions, though exclusions may apply. Verify with the Louisiana Department of Revenue.
How are capital gains taxed in Louisiana?
Louisiana has no separate capital gains rate. Capital gains included in your federal AGI are taxed as ordinary income at Louisiana's graduated rates.
Is there a local or city income tax in Louisiana?
Louisiana has no local or city income tax — only the state income tax applies to wages.
Does Louisiana have tax reciprocity with neighboring states?
Louisiana has no income tax reciprocity agreements. If you work across state lines, you generally file a non-resident return where you work and claim a credit to avoid being taxed twice.
Sources & verification
Last verified June 12, 2026.